Monday, October 13, 2008

October Budget

We drafted our budget a bit late this month due to the wood stove project consuming our time (and money). Here's where we are sitting:


$1130 Mortgage
$125 Car Gas
$125 Food
$240 Utilities
$220 Mrs. Student Loans
$70 Mr. Student Loans
$95 Life Insurance
$40 Daughter's Health Insurance
$250 Dentist Visits
$60 Fun Money (remaining of mine, my wife used hers up and I used part of mine)
Total: $2355

$1650 Day Job
$750 Rental Income
Total: $2400

Our dentist amount is an estimate, we have not been taking care of ourselves properly and have needed some deep cleanings and cavities taken care of. The rest of the expenses are pretty self-explanatory.

Regarding the rental income, that number is very up in the air. Currently every roommate is behind on their rent almost 2 months each. One started a new job today getting paid better than before (and more hours), so she will be able to get caught up by the end of the month. One quit her job last week and does not have anything currently in sight (we're concerned that we may have to ask her to leave). The last one didn't budget his money well over the summer prior to moving in with us and is struggling, but is working hard to catch up.

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