Saturday, March 29, 2008

April Budget & March Net Worth +$6

We are just squeaking by with $6 positive growth. There are several reasons to that...The tree removal ended up being higher than budget for 1 ($1500 total after including $200 to have someone else cut up the wood to smaller pieces). My wife's sewing machine needed some long-needed repair, so we got that taken care of this month as well. I also have only been working 1 (one) job. You heard that right folks, I brought myself down to 1 job.

April Income:

$2150 Bank Accounts
$1000 Rent (2 roommates at $350/month, 1 at $300/month)
$3434 Day Job

April Expenses:

Mrs. Student Loans 200
Car Gas 200
Mrs. Fun Money 100
Mr. Fun Money 100
Toiletries & Groceries 190
Natural Gas 77
Cell Phone 55
Mortgage 1130
Water 60
Home Depot 1180
Capital One 2500
Mr. Student Loans 110
Electric 105
Life Ins 95
Wood Chipper 200
Vet Visit 150

This month will be the last payment for Home Depot. Woohoo!

We'll be starting on making a major payment to Capital One as well this month. I'm going to call them on Monday to negotiate a settlement probably around $5K, where we'll do half in April and half in May. It's pretty nice to be able to live off our savings and rental income, therefore send all my paychecks towards the debt.

I'm bouncing around regarding chipping the brush from the trees taken down last month. The tree folks of course were willing to cut all the brush up and haul it away, but I was wanting to keep it so I could have chips/mulch for my garden this year. I'm going to go look at a used chipper this weekend as well as price around renting one.

The vet visit is new this month as well. For a couple of weeks we had a cat hanging around our house because the kids in the neighborhood were feeding him. It was snowing last Saturday morning and I couldn't leave him out there in the cold. He was someone's pet at one time I suspect. We decided to keep him (even though I'm allergic), so we need to take him to the vet to get checked out.

5 comments:

Dedicated said...

That is great - having H.D. paid off.

Capital One is just a good company to get rid of.

Keep up the good work.

Mrs_Mac said...

Glad to hear you are becoming a pet parent. I also have severe allergies to cats but have been the proud owner of Capt Chaos for 18 mths with little problem. The secret is that Chaos gets a bath once a month. My boy does really like the bath but I tell him it beats living in the woods as a stray (someone dumped him when in the woods when he was about 8 wks old).

Mrs_Mac said...

Sorry I meant to type "he doesn't like"

Jim ~ mydebtblog.com said...

What's in your wallet? :)

Steve said...

this blog is awesome