For December, we are going on a shoe-string budget. The main reason is the court case on Friday with Capital One. We will be paying all essentials except for the mortgage, which will be paid in January. The natural gas bill was paid early in November, so it is not on this list.
-$50 Car Gas (we have some cash leftover from November)
-$95 Life Insurance
-$40 Daughters Health Insurance
-$40 Weight Watchers (Been coming out of my wife's fun money, still keeping it)
-$30 Dr. Visits
-203 Mrs Student Loans
-69 Mr Student Loans
-50 House Phone
-55 Cell Phone
It went up quite a bit, mainly due to 2 of our roommates starting to catch up on paying us back as well as settling on 2 mid-sized debts (which I wish I hadn't done, so that I would have had the money to settle on Capital One). It had been months since we had settled on a debt and I was getting itchy for not doing so.
We also opened up a "Bright Start" account for our daughter with change that we were collecting for a while. We figure if anyone asks us what to get our daughter for Christmas, we'll tell them to give to her college fund. She's at 18 months old right now and a scrap of material works as a fun toy to play hide & seek for her.