My Bigest Reason To Be Debt Free

There are quite a few reasons for us to work at being debt free, but sitting right next to me is one of the biggest reasons for me.

It's my baby daughter.

She is a morning person like myself, so we get together at 5 or 6 AM, have breakfast, read some news, talk to each other, sing songs (she does most of the singing). I cherish our mornings together because my evenings when extra work comes around, I don't get home until she is already asleep. When she smiles because she sees me after being away for a while, all the work to take care of her is worth it.

• I want to be able to spend even more time with her with no worries about creditors calling us daily
• I want to make sure her needs are met (and a couple of wants)...
• I want to be a good example to her of a wise steward.
• We are heavily considering home-schooling her, which will require some of my time.

I have noticed that ever since I knew we were going to have a baby, it was put upon my heart to fix the bad situation we are in. If I believed in coincidences, I would say it was. I know it is God working on refining me to be the man of God he wants me to be.