In the end we made the deal of $3400 as full and final payment on our balance of $9772 to be charged on 6/30 (which may or may not bounce, my employer has been known to pre-deposit on Saturdays). If it bounces, the worst case is we get charged another $35 (A line they told me). I had this debt listed originally as $8561 on my debt list.
What I need to do in the coming days to make this happen:
- Current bank account has $1100
- See if one of our renters that pays on the 1st can get us the check on Thursday (enough time for it to clear). It shouldn't be a problem for him. ($400)
- Deposit 1 check that has both our names on it into the bank account. ($30)
- Move $750 we have in one account at one bank to our checking account at another bank.
- See if we can extend the paying of our cell-phone bill by a couple of days until Monday.
- Have my paycheck of $1349 direct deposit (already setup).
- Deposit $100 rent payment made on Friday night into the account Saturday morning.